Funeral Insurance: How to Find the Best

That may seem like a no brainer but you would be surprised the vast majority of individuals don’t take steps into finding funeral insurance until it’s to late. Which unfortunately sticks, more often until than not, their family and loved ones with the bill. The fact that you are even reading this article to gain more knowledge puts you ahead of the game.  Nobody wants to leave their family with the ‘bill’ to address funeral and final expenses. Lucky for you, we have taken the legwork out of it and will help lead you through the process to find the best type of funeral insurance for you. In the event you’d like to speak with an agent simply call us at 888-502-5367.  We’d love to discuss what options you may have available for funeral insurance coverage.  

We would argue that anyone who does not have a life insurance policy ‘earmarked’ for addressing your funeral needs would benefit from a funeral insurance policy.  Otherwise, how else would you guarantee there would be a policy for your family at the time of your death?

What is Funeral Insurance?

Funeral insurance is generally a term given to a burial insurance policy.  It’s also referred to as a final expense insurance policy.  Why?  Because people tend to purchase a life insurance policy for the specific reasons to address their burial, funeral, and final expenses.

At the time of the insured’s death, the policy would pay out the death benefit to the beneficiary.  This benefit can then be used to address any types of expenses.  There are NO restrictions on how the money can be used.

These whole life insurance policies never require a medical examination nor a review of any medical records.  Policies will have guaranteed premiums, as well as a death benefit that will cover the insured’s entire life.  At the time of death, the policy pays the full amount of the policy to the beneficiary.  This is paid out in a timely manner, and also in a lump sum tax free payment

For some people, a minimum of $10,000 in coverage is often needed.  Others may need closer to $25,00 to address their funeral needs. 

Does all this seem like a lot to process? Don’t worry! The insurance experts at Elite Insurace Brokers are here to help answer your questions, address your concerns, and guide you in the direction of a final expense life insurance policy that fits your needs and your budget. Visit us today to get a free, no-strings-attached quote, and then come back often for more information and inspiration about life and life insurance!

By Anthony Goel & Sean Grant

Does all this seem like a lot to process? Don’t worry! The insurance experts at Elite Insurace Brokers are here to help answer your questions, address your concerns, and guide you in the direction of a final expense life insurance policy that fits your needs and your budget. Visit us today to get a free, no-strings-attached quote, and then come back often for more information and inspiration about life and life insurance!

In the spirit of transparency, this blog post is for informational purposes only. We know how quickly things change, so we can’t guarantee the content and links to unaffiliated parties are up to date.

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