When you lose a loved one, you learn firsthand how emotionally painful and financially burdensome planning a funeral is for those left behind. The process leaves you wondering how to make it easier for your family when you’re gone and how to share your wishes. You can accomplish both objectives by preplanning your funeral.
Our step-by-step guides, How to plan a funeral and 4 steps to preplanning a funeral, will get you started on the right path. But if you’d like a way to easily map out your preferences and fund them, you may want to consider a Preneed Funeral insurance plan. A Preneed plan allows you to decide every detail you want included in your funeral service and set up a payment method to cover your funeral expenses. You simply attend a preplanning appointment with a funeral home partner, who walks you through each step. The funeral home partner totals the costs, and that amount is the basis for your Preneed insurance plan. Upon your death, the funds are used to pay the funeral home for your funeral.